You should’ve shown up to a branch and spoken to every single person there until you get to the manager.
Hey, I’m sorry I know this is late, but as someone who works in finance and has worked in banks, I wanted to let you know for your own sake when dealing with these institutions and their BS. I'm just continuing to use them until something better comes along. I still use Capital One 360 because they aren't actively hostile towards me, but I no longer love and recommend them. And the third things, easy transfers/links to other bank accounts, well every bank offers that nowadays. They don't offer virtual savings accounts anymore either, I went to open a savings account and I had to open a completely new account, I couldn't just create one from my existing savings accounts anymore. I found out, they don't offer the overdraft credit anymore (I still have it, but if I cancel it I can't get it again). And that's why I continued to recommend them.
No overdraft fees, instead they would let you go negative up to $500 or $1000 and just charge you daily interest on the amount you were negative.Unlimited "virtual" savings account - really 1 account behind the scenes, but let you set up as many "buckets" as you want (for envelope method, or sinking funds, etc).Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.Ĭapital One 360 used to be ING Direct, and when they were ING Direct they innovated some amazing features that few other banks offered.
#Capital one bank account how to#
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